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Tel: 01744 739895

info@openhousemortgages.co.uk

 

As a mortgage broker we look after the whole mortgage process for you, safe in the knowledge that our expertise will provide you with an appropriate and competitive mortgage - making you a substantial saving in the process.

We will assign a dedicated mortgage consultant to your case; they will provide you with a professional service and keep you fully informed on the progress of your application. All our staff are fully CeMAP qualified and regulated by the FSA.

We have access to over 80 lenders in the market, enabling us to find the most suitable mortgage tailored to your specific individual requirements.

Our experienced advisers will broadly scour the market to provide a bespoke, personalised offering taking the hassle out of financing your property.

We offer guidance and assistance in the following areas:

  • In some cases up to 125% and over can be borrowed against valuation, for example if the value of a property is £100,000, the borrowing potential could be £125,000 - additional funding can be used to support offers over the valuation.
  • First Time Buyers
  • Buy-to-let
  • Relocating property
  • Buying an additional property
  • Remortgaging to release equity for home improvements
  • Remortgage to raise capital or consolidate debts
  • Whether you're employed or self-employed
  • 100% lending and no deposit
  • Recognised professions can attract up to 5 times income
We can also offer help if you have a history in the following area:
  • County Court Judgments (CCJs)
  • Individual Voluntary Agreements (IVAs)
  • Bankruptcy orders
  • No verified accounts or income
  • Defaults
  • Short term in employment
  • Mortgage or rent arrears
  • Repossession

We also offer assistance with legal fees, removal costs and valuations - we'll assist you with all the elements of buying a house - we make the process simple and transparent and put your mind at ease.


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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. We do not usually charge a fee for mortgage advice. However you do have the option to pay a fee of 1.5% of the loan value and then you would receive any commission payable by the lender. The overall cost for comparison is 7.7% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.